2026 Freelancer & 1099 Tax Deduction Checklist

Printable 1-page reference checklist for IRS Schedule C write-offs. Check off your deductible business expenses.

1099 TAX DEDUCTION MASTER CHECKLIST

IRS Schedule C Self-Employed Expense Guide • Tax Year 2026

Dedicated Workspace: Simplified rate ($5/sq ft up to 300 sq ft) or actual percentage of rent/mortgage.

High-Speed Internet: Business percentage of monthly home internet service.

Mobile Phone: Business use percentage of cellular plan and new handset device.

Office Utilities: Prorated electricity, heating, and cooling for dedicated workspace.

Computers & Laptops: MacBook, PC workstations, and tablets (Section 179 expensing).

Monitors & Peripherals: External 4K displays, mechanical keyboards, mice, webcams.

Ergonomic Furniture: Sit-stand desks, ergonomic chairs, monitor arms, desk lighting.

Audio/Video Gear: Podcasting mics, noise-canceling headsets, Ring lights.

Creative Software: Adobe Creative Cloud, Figma, Canva, Final Cut Pro.

Hosting & Cloud: AWS, Google Cloud, Vercel, Netlify, Domain name registrations.

Productivity Tools: Google Workspace, Notion, Slack, Zoom, Microsoft 365.

Accounting & Billing: QuickBooks, FreshBooks, bookkeeping apps, invoicing fees.

Client Meals (50%): Food and beverage expenses while meeting with clients or prospects.

Standard Mileage: IRS standard mileage rate for business client travel and site visits.

Advertising: Google Ads, Facebook Ads, portfolio website design, business cards.

Education & Books: Online courses, professional conferences, trade books.

Generated by FreelanceFlow.tools • Keep receipts for minimum 3 years. Not formal legal/CPA tax advice.

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